Financial planning based on your financial circumstances

How we work

Our first meeting is all about fact finding. We need to build a picture of you, your lifestyle, financial circumstances, and your aspirations for the future. We’ll need to gauge your attitude to risk so we can suggest investments you will be comfortable with.

 

We’ll discuss strategies to help you achieve your financial needs for the future you want. It’s never too early to plan for your retirement, and it’s not all about pension schemes. We’ll suggest tax efficient investments and other ways you can plan for a comfortable, worry-free retirement.

 

If you are a business owner we can advise you on succession planning and how to capitalise on the asset you’ve worked hard to create. We’ll help you get the most out of your business when it comes time to sell and move on.

 

The Define service proposition

 

The Define financial planning process

An ongoing relationship

The next stage is to present you with a detailed financial plan and investment management strategy.
But our work with you is ongoing.

 

During regular review meetings we’ll talk with you in detail about your financial plan and investment strategy.

 

We’re happy to work with your accountant, solicitor or other professionals and can supply end of year taxation details or any other necessary information.

 

And we’re always just a phone call away or available by email.

 

View the 12 point health check

Our fees

We believe you should have a choice of how you want to pay for our advice. We think choice is a crucial way to make sure you get a professional service and impartial advice. That’s why we won’t work either solely on a commission or a fee basis.

 

Our fees are charged upfront and are based on an hourly rate. We may then offset them against commission if this works best for you. For some services, such as personal pensions, offsetting commission can be more tax efficient for you than a straight fee.

 

Any surplus commission is held on account to pay for ongoing service and advice.

Click here to learn more about fees.

Our partners

We work with a number of quality partners to provide you with the best advice. We’ll only partner with people we know and trust. They are people who have proven their expertise and knowledge to us over a number of years.

 

Call us on 01737 778309 m: 07885 101170 or email us at simon@defineifa.co.uk