Protecting yourself and your family against your incapacity or death

Nobody can predict the future. However by taking a little time to plan you can protect yourself, your family, and your business against potential financial pitfalls.

 

And we can help you with those plans. Using our experience and knowledge we can guide you through
the life assurance and protection choices. So while we can’t see into your future, we can help to bring
you peace of mind.

 

Here are some of the ways you can protect yourself and your family financially against incapacity
or death:

 

Life assurance plans can either pay out a lump sum or an income on death.

 

Critical illness cover provides a lump sum payment should you become seriously ill or permanently incapacitated.

 

A permanent health insurance policy can provide you with an income should you become incapacitated.

 

The cost of protection policies varies greatly between insurers. Selecting the most competitive and appropriate can save you thousands of pounds over the policy’s term.

 

With our product research facilities we can provide you with complete background and detail of all products. Using that information we can select a policy that is suitable for your needs.

 

Personal protection policies don’t just protect your family. They can also be structured to meet
inheritance tax liability, as well as the needs of your business.

 

Types of protection policies

• Life assurance
• Critical illness assurance
• Permanent health insurance
• Key man assurance
• Partnership assurance
• Co-shareholder assurance
• Mortgage protection